Free Credit Report It is recommended by our loan professionals to get a copy of your credit report before you start the home equity loan application process. This will help you make sure that there are no inaccuracies on your credit report, which can adversely affect the rate of interest you get on your home equity loan. This can save you THOUSANDS! We have made it easy for you to get a credit report. We have a special offer in which you can get your credit report for free. Just click on the link above. Credit Card Offers Many of our customers also are in the market for lower interest credit cards. With the current interest rate environment, there is no reason you should be paying high interest rates on your credit cards. We have partnered with a company that searches all the credit card offers and recommends the best credit card offers base on your needs. Also looks for credit cards for those of you with bad credit or no credit. Credit Repair This is for those of you who need a little help with you credit. All of us have messed up every now and then but unfortunately lending institutions will charge higher interest rates for those of us with lower credit ratings. Studies have shown that if you have bad credit and are making payments on a car, you are probably paying between $5,000 - $9,000 more in interest! And if you have a home mortgage, you could be paying between $50,000 - $130,000 extra in interest!